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  • 1.  Is AI Creating Real Financial Productivity — or Just a New Capital Bubble?

    Posted 05-22-2026 08:17 AM

    Within the last 18 months, we've witnessed an explosion of capital expenditures and debt financing related to artificial intelligence, including investments in data centers, AI computing capabilities, automated tools, and even enterprise-wide transformation.

    However, there’s a critical finance-related question to ask ourselves at this moment:

    Are we seeing real sustainable increases in productivity, or is much of the AI spend simply being driven by enthusiasm, without any actual financial impact?

    As a Chief Financial Officer, it’s important to remember that innovation isn’t the only way to measure technology spending – the key measures should be:

    ROI visibility
    cash flow sustainability
    growth in margins
    productivity gained per dollar spent
    sustainability of the balance sheet

    Are we truly building sustainable productivity gains, or are many companies simply capitalizing on AI enthusiasm without measurable long-term financial returns?

    In the end, the organizations that succeed using AI won’t be those that spend the most…

    The successful companies will be the ones that turn their AI investments into predictable financial gains and sustainable value creation.

    What’s your take? Is this a productivity revolution or the start of another capital spending bubble?



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    J. Lucas O. Araujo
    Lomita CA
    United States
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  • 2.  RE: Is AI Creating Real Financial Productivity - or Just a New Capital Bubble?

    Posted 05-23-2026 08:45 AM

    I use AI to draft presentations, contracts, agreements, etc. to be reviewed and modified by me as to proper ncontext.   This saves valuable time and usually finds all the correct inputs.



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    Douglas Sledge, CMA, CPA, CGMA, MBA]
    [DOUGLAS A. SLEDGE . CPA MANAGEMENT ACCOUNTANT]
    Foley AL
    United StatesConsultant
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  • 3.  RE: Is AI Creating Real Financial Productivity - or Just a New Capital Bubble?

    Posted 05-23-2026 08:46 AM

    I use AI to draft presentations, contracts, agreements, etc. to be reviewed and modified by me as to proper ncontext.   This saves valuable time and usually finds all the correct inputs.



    ------------------------------
    Douglas Sledge, CMA, CPA, CGMA, MBA]
    [DOUGLAS A. SLEDGE . CPA MANAGEMENT ACCOUNTANT]
    Foley AL
    United StatesConsultant
    ------------------------------